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Our Story
Merging Finances is an innovative fintech company delivering a cloud-based SaaS platform, point-of-sale bill financing, financial coaching, and curriculum-based education to help individuals, couples, and small business partners manage, merge, and master their money. Our mission is to remove the IF—ignorance and fear— by addressing barriers such as the fear of debt, lack of credit literacy, and uncertainty around budgeting and saving. Built on transparency and trust, our relationship-centered tools empower users with clarity, confidence, and stability.
The Merging Finances Team
Chanel Outlaw
Co-Founder & CEO
Visionary fintech leader and financial wellness advocate, Chanel drives Merging Finances’ mission to transform how individuals, couples, and small business partners manage, merge, and master their money. With expertise in financial coaching, curriculum development, and community-focused innovation, she bridges technology and trust to build financial confidence for underserved communities.
Estado Outlaw
Co-Founder & CFO
Strategic financial architect, Estado oversees Merging Finances’ fiscal growth and operational excellence. With a strong background in financial analysis, risk management, and partnership development, he ensures the company delivers measurable value to users, institutions, and communities while maintaining a sustainable and scalable business model.
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